Renters Insurance

Big Protection for Your Belongings.
Small Monthly Cost.

Your landlord's insurance covers the building — not your stuff. Renters insurance protects your furniture, electronics, clothing, and more for as little as $11/month.

📞 Call Us Now
$11/mo
Starting as low as
Most affordable insurance you can buy
Same Day
Coverage available
Quick issuance for new renters
2011
Serving California since
Trusted local agency
Why You Need It

Your Landlord's Policy Doesn't Cover You

Many California renters mistakenly believe their landlord's insurance protects their personal belongings. Unfortunately, that's not the case — the landlord's policy covers the building, not your possessions inside it.

Whether you're renting in San Diego, Orange County, Los Angeles, or anywhere in California, a renters policy can help protect you from:

Fire and smoke damage
Theft and burglary
Water damage from certain covered events
Vandalism
Windstorms and other covered perils
Personal liability claims
Guest injuries occurring in your rental
Temporary living expenses if your rental becomes uninhabitable
Cozy apartment interior
$11
Starting per month
Renters insurance protection
More Than Just Your Stuff

Liability Protection Included

Many renters are surprised to learn that renters insurance also includes valuable liability protection. If someone is injured in your rental or you accidentally cause damage to another person's property, your policy may help cover:

Legal expenses
Medical bills
Settlement costs up to your policy limits

For just a few dollars a month, renters insurance can help protect both your belongings and your financial future.

Fast & Easy

Coverage You Can Get Today

Quote in Minutes

Get a renters insurance quote fast — no long forms or waiting.

Same-Day Coverage

In many cases we can issue your policy the very same day.

Proof Sent Instantly

We send proof of insurance directly to your landlord or property manager.

Bilingual Service

Full service in English and Spanish — atendemos en español.

Bundle & Save

Save More When You Bundle

You may qualify for additional savings when you bundle your renters insurance with other eligible policies through PGC — all in one place with one trusted agency.

Auto Insurance
Motorcycle Insurance
Life Insurance
Other qualifying insurance products
Why Choose PGC

Trusted by California Renters Since 2011

Serving California residents since 2011
Fast and easy policy issuance
Affordable monthly premiums
Bilingual service in English and Spanish
Personalized coverage recommendations
Local agency support when you need it
Bundle options available for additional savings
Affordable Protection. Peace of Mind Since 2011.

Protect Your Belongings Today

For less than the cost of a few cups of coffee each month, renters insurance can protect everything you've worked hard to acquire. Coverage starts as low as $11/month.

📞 Call (619) 791-7094
FAQ

Frequently Asked Questions